Who is being compensated—and how?
Know the direct and indirect economics behind the plan.
EMPLOYER PLANS
A benchmark can tell you where you rank.
It can't tell you what you're missing.
Your retirement plan is a fiduciary responsibility, an employee benefit and a financial system. We evaluate all three.
What is your fiduciary risk health score?
THE AUDIT EVALUATION
You don't know where you're going until you know where you're at.
We look beyond surface comparisons to evaluate the plan’s fiduciary process, investments, fees, service model and participant experience.
SIX QUESTIONS WORTH ASKING
Good governance starts with better questions.
Is our advisor acting as a fiduciary?
Understand which responsibilities are accepted and which remain with you.
Are participants getting advice or generic education?
The distinction can matter to employee outcomes.
Are our investments actually high quality?
Evaluate selection, cost, monitoring and fit—not just performance.
Is revenue sharing part of our fee structure?
Hidden economics can make value harder to evaluate.
Could we demonstrate our fiduciary process?
A prudent process matters. So does being able to show it.
THE PEOPLE INSIDE THE PLAN
A retirement plan should work for employees, not just pass a committee review.
Participants need a path from information to action. We look at whether the plan experience helps employees make better decisions—not simply whether education was offered.
FIDUCIARY RISK HEALTH SCORE
How much fiduciary risk is hiding in plain sight?
Take the short assessment to see where your plan may have gaps in oversight, documentation, fees, investments or participant support.